@Emilio Ramirez I reconstructed an addition that was built with no foundation.

@Justin Sheley what is your strategy after the 12 months zero interest period, are you gonna renew your membership and ask F&G to reconstruct your credits?

Through marriage I hang out with a lot of doctors and surgeons.  

Out of the remaining 8:  2 didn't pay or communicate, 2 are on furlough and paid half,  3 paid in full and 1 unit is in the middle of reconstruction from a fire.   

You need to validate and reconstruct it.  

I could see the value in LLCs for example someone with a high net worth at risk of being sued, like a plastic surgeon, who should also get enough malpractice insurance.

I sell implants used in Trauma reconstruction.

The property I'm working on now was so badly damaged we actually had to tear some of it down (to dirt) and reconstruct it.So, that said, I would do the deal if it's fixable but I'd write the offer for them to fix it and you pay xxxx amount or you fix it and pay xxx amount.

All he required was the correct amount of insulation and no further reconstruction to bring the property up to code.

I am a head and neck surgeon working in the Bay Area.