Lenders usually require 20 to 25 % down and clean financial records, which also simplify tax reporting.This post does not create a CPA-client relationship.

I’m writing more offers, asking for real discounts, and pairing two-option offers—clean cash close or financed with terms—while keeping creative tools ready like seller finance or rate buydowns.

With only 8–9 months before training, I’d pick stability over FOMO: house hack only if it’s a clean 2–4 unit that cash flows on conservative rents, you can self-manage locally for a few months, and a PM can seamlessly take over while you’re gone; otherwise take Option A, stack cash, and tighten your buy box so you can strike when you return.

Hey Deon, congrats on getting this far into the BRRRR process—most people never get to the point where you already have ARV comps, contractors lined up, and a clear exit plan, so you’re doing great.

Repairs, cleaning and capex seem to be understated for a property this size, especially if turnover is frequent.

Using the word “mold” too soon can create unnecessary alarm and potential liability if the stain turns out to be mildew or another harmless substance.Once confirmed, landlords should hire a licensed mold remediation specialist to properly clean and document the repair.

The best move depends on whether you want to keep your current home as a rental or cash out and reset clean with the next one.If you want to keep it, a cash-out refinance usually makes the most sense.

Clean books make it easier for your tax pro to categorize expenses correctly, track depreciation, and avoid missed deductions.

Yes, we’re seeing a similar lift: more motivated sellers, faster DOM on clean listings, and deeper discounts when you lead with cash or tight terms.

We had private money lined up that fell through while we were UC.