But just as in dentistry, we should be caring for the denture adjustment patient with the same compassion as the full mouth rehab patient.

I always prefer to be ruthless and without compassion, I was simply giving some middle of the road advice to help OP out. ;) fact is, OP doesn't have an ethical dilemma, he has a self-guilt problem, and it's his own.

Everyone has their own moral compass to help them.

Congratulations to you for having a moral compass and considering all factors when dealing with this tricky situation. 

This may not apply since this is not an owner occupy, but for non-warrantable condos I always work with Key Bank or Compass Bank they have identical programs.

Both Key & Compass lend on non-warrantable condos so you're not restricted to cash buyers if you re-sell.I'm also a fan of Homepath, it's often a better deal on terms and the renovation program is easier to use than 203(k)'s.

Robbie is a founding broker of Compass Nashville and investor also.

I do a lot of condo deals and have some great lenders at Elevations, Compass, and Vectra all of whom will lend on those.

Compassion understanding.

Very eye-opening, and may cause you to add some compassion for those in difficult situations.