Your nasty tone does not deserve a response.

In your transactions, the broker has “skin in the game” to be able to get some of that profit.

I've seen some well-known syndicators brag about having "skin in the game" when the truth is they invest $100,000 in $25 million deal but take home $250,000 or more in fees.

Generally lenders want some skin in the game especially if you are new.

lenders really, really, really, need the borrower to have "skin in the game".100% financing, something goes sideways, and borrower just walks away...

The tone in the emails seemed a bit manic to me.

This house appears to need several serious repairs and/or upgrades.

Every lender has slightly different requirements, but here are some of the common criteria we look for:Property Ownership / Purchase Agreement – You’ll need to show either a purchase contract or proof of current ownership if it’s a refinance.Exit Strategy – Whether it’s a flip, refinance into long-term financing, or a sale, the lender wants to understand how the loan will be paid off.Credit Profile – While perfect credit isn’t required, most lenders will still check for recent bankruptcies, foreclosures, or major delinquencies.Down Payment / Skin in the Game – Typically expect 20% down on a purchase. 

I use Bob Dummer at P&C Insurance but also check with Jerad Steinfeld at Cream City Insurance and Tone Ly at Rectify Services. 

On a Ground-up loan, lenders generally want to see more skin in the game.