Rental competition: Is Harrisburg feeling saturated with small landlords/duplexes and Airbnbs, or is there still healthy demand for long-term rentals?

Luckily we always kept healthy cash reserves and have mostly weathered the little storm. 

I don't think RE is immune to bubbles though, especially in specific assets, my guess would be storage and car washes are gonna be popping if they haven't already, I'm not in those so I cant say for sure, but I am out there shopping and hunting for retail dev land and some of the prices we are competing against for these uses are insane for a land basis, and while its a different business model than what we are into I'll be curious to see how they both fair long term.  

Living off follow-up can give a false sense of how healthy your pipeline really is.

I did a 15 year on an investment property - most will say do 30 and pay extra, its really a personal decision - if you are financially healthy and have very little risk with the extra payment you get a lower rate so go 20 years, but just recognize that equity is typically trapped in the property.

And I am not immune to this myself.

So, even if you DID create an Operating Agreement and you strictly adhere to it's rules, that doesn't make you immune.

Spending a healthy % for a reliable company can make your life easier and lead to more growth as you free up your time.

I want the control of being able to use money now while I am in great physical shape to do many activities.You have a healthy balance in your retirement account plans and they will continue to grow until you reach 59.5Investing in real estate instead of a retirement account plan gives you the ability to use money now without limits and without a fear of a penalty while you are in great shape to do more activities than you will be able to when you are in your 60's.I 100% support your decision.You may also want to look into 72T for an early withdrawal without a penalty.Best of luck

I have clients that own well over 100 rental units and none of them take a dime out of cash flow in many cases they still need to feed the portfolio from time to time to keep it healthy.