As you learn, focus on understanding what makes a market stable—things like job growth, population trends, and rent demand.

Most of the stronger deals I’ve seen lately have needed either value-add (rehab, better management, rental increases) or creative financing.Long-term outlook – Utah’s job growth and population growth are still strong, so even though today’s numbers can be tough, I think investors who can buy right now with good terms are positioning themselves well.  

In that case, waiting and going with a conventional cash out in Spring 2026 (with hopefully lower rates and/or higher appraised values) would be the best move.The current cash flow on this property alone is fantastic, and I do also work a full-time W-2 job, but I am torn between expediting the cash out process or waiting a few more months to hope to improvements to all 3 of the aforementioned items.Any advice, considerations or ideas to get my plan set would be much appreciated!

But I keep wondering if I'm missing something.

Columbus has strong population and job growth, and with big players like Intel, Amazon, Google, Honda, Microsoft, and Facebook expanding here, the demand for housing keeps climbing.

The property will be in his name, but he's wondering if transferring it to a revocable land trust, then having the trust lease out the property to his LLC would help him avoid personal liability (bank will not let him transfer directly to his LLC because of the due-on-sale clause).I suspect this wouldn't preclude personal liability since the property wouldn't be held directly by an LLC but would love to get an attorney's brief thoughts.OVERKILL.

I wonder how much equity you have in the building now 😃

All the most successful clients I have met or done bizz with generally fall into this category  Work their jobs and careers and live within their means. 

Was considering taking a job building some flat roofs - it's something I've always kinda wanted to learn how to do. 

Full-time job, young family, looking to build smart for the long haul.