I’ve noticed increased interest in Indianapolis multi-family properties over the last year, especially in areas close to downtown and near major employers.

Definitely dive into the Syndication and Landlording forums here, lots of free, battle-tested advice from people who’ve walked that exact path.How’s your OKC market knowledge so far: neighborhoods, employer base, rent-to-income ratios, and supply pipeline? 

If the city or county is big enough they have a whole division for real estate (that was my old employer when I was a firefighter).

How I try to help here (no pitch):- Side-by-side numbers: DSCR vs full-doc, points vs temporary buydown, refi vs HELOC- Underwriting clarity for self-employed/1099 borrowers or specialty investment products. - Contract-timeline planning so closings hit dates (what to do week-by-week)Useful details to include when you ask me a lending question:Purchase price, est. rents/STR comps, credit range, down payment/reserves, target payment, and timeline.

We have a rubric that we use for the background check, LL feedback, rental history and income into that gives us an up or down or if someone is borderline then we employ risk mitigation items like double deposit, or LEAP policy. 

I usually screen my own tenants, so I'm asking for more information about them (FICO, employment history, etc.) and am planning on meeting them.It sounds as though it is a rental vs personal home.

Unlike passive rental income, the income from an active trade or business is subject to self employment tax is nasty.

As a former employee of Kristin Witherspoon, I was subjected to repeated instances of non-payment, which is a clear violation of basic employment principles.

You likely have your money in your 401K.You have the following three options with your current 401K balance1) Keep it there2) Roll it into an IRA3) Roll it over into your future employer's 401kIf you roll it into an IRA, you have the option to do a roth conversion.The same custodian who has your IRA should be able to do the Roth Conversion.I personally use Charles Schwab.

@Sasha Leans - I've not experienced this with them specifically, but I have run across other software / saas providers who employ this tactic.