The max-leverage folks here tend to be a bit more outspoken and so when I first joined this site, I thought I was doing it all wrong and was determined to extract every last bit of dead equity from my properties.

Most have experienced this at some point in their life, and regardless of how many people you extract from your life for not having similar goals, interest, passion or intensity you will face this.

The $2.06 trillion increase works out to about $991 billion a year, or slightly less than the pace Obama had set.Trying to stay away from being political and therefore just a statements of facts:Obama had the Great Recession to extract us from which was done largely by spending money (business bailouts, infrastructure spending, etc.)Trump had Covid and the resulting economic issues that was dealt with largely by spending money to ensure individuals and business could possibly financially survive.It is easy to see how both presidents could have increased the debt so significantly. 

Which option would you recommend for extracting equity?

I have had one baby for almost 10 years, and only this year did I have a non-routine vet bill (excision of 2 cysts, removal of 1 lipoma, several tooth extractions, laser treatment for arthritis).

Generally that is found by going off market and not going to a seller that wants to extract every basis point out of a property with a sale price.

One challenge is all of the different public record sources, so being able to find and extract owner mailing address would likely be difficult, but maybe tie in listsource somehow?

I can still do an extract for the acccountant.