I’d also look at clarifying exactly what’s in place entitlement-wise and what a buyer would be stepping into post-close (zoning, uses, any timing factors).

@Rene Van Wonderen congratulations on having so much gain to worry about.Her are some point in no particular order.You should be entitled to the homeowner gain exclusion of up to $500K for a married couple is you have lived there 2 out of the last 5 yearsloan amounts borrowed or due have nothing to do with the calculation of the gain. 

I've seen it here in SoCal where I live and work in entitlements, and in FL where I grew up and first started investing. 

The only way around this is to have the loan formally assumed by another veteran who has sufficient entitlement (the loan transfers to the new veteran's entitlement).

Further, there may be other heirs entitled to a share of the estate.

I'll post updates here in case anyone wants to follow along.We syndicated in the states to fundraise enough for architectural renders, entitlement, legal, and to pay off the land. 1/4 of total funds required have been deposited in our bank account.Convinced a world-class architect to do luxury design for us.

Snow Yes, it’s absolutely possible to use a VA loan to purchase a 2–4 unit property with $0 down, as long as you’re going to occupy one of the units but not all lenders follow the same internal overlays or underwriting practices.Here’s what you need to know:The VA itself allows 100% financing up to conforming limits (and even higher if you have full entitlement).

Thanks Definitely speak with a lender. 

People above you are entitled to walk in their apartments.

I know this Decas dude @J BenoitStill waiting for a speaking gig mate???