L O L.

Also, if the price is what's holding things up, you can always switch to offering at their price with favorable terms (seller financing, L/O, etc..)

The value play on this if you shifted gears is taking it sub2 or doing a sandwich L/O, but I wouldn't recommend doing that at your experience level and cash position.This doesn't sound like anything resembling a good wholesale deal.

The reason is the same they are up to there necks in homes there for they become a great funnel source for my LO business as long as I maintain my usefulness as a resource to them.

Know your market well and it's best lo locations.  

Non-bank lenders such as Movement are offering more flexibility than banks these days. https://movement.com/lo/jackie-shuey/

I used Steve Lo out of the Bellevue branch and it's strictly asset-based, non-recourse if it's in an LLC, from what he told me.

It’s not up to the LO but whomever underwrites the loan.

(not an easy option of course)Consider ones with low balances rolling into 1 bigger loan by moving payoffs around, Pay off a lower balance unit and refi others for higher balances lower rates.I have been looking for portfolio lenders that are easy to find with primary units no so much investment loans these days.Commercial is 1-2% higher and gets the deal done, some of my commercial loans do show on credit and count against the 10 limitIn general most LO's won't touch us at 10 loans so you have to think outside the box.

I have a pre-approval for a Lo-Doc, non-owner occupied loan up to $500,000, 25% down, 6.25 interest, 30 years -- and my loan stipulates whatever property(s) I choose, the 30 day market rents have to cover the total payment (including any HOA).