The insurance carrier would likely tell the HOA to enforce the covenants or be dropped by them. 

I handle property claims for out of state owners (I'm retained by carriers or law firms - usually not property owners) and this time of year it takes a long time to get property managers to contact me and set appointments. 

I know they are things like DSCR loans and the like which carrier higher interest rates me into my cash flow like I mentioned, the beginning of post cash flow is what I am going after now.  

Then I own in a semi-franchise model,  basically own the trucks and buy routes and employ drivers to fulfill the logistics; you can contract with fedex, amazon, any shipping carrier, and get a ton of business quick.

Your carrier must be trying to sell you some crazy policy.

actually gf knows a mail carrier in that area. 

When someone buys an iPhone Apple succeeds,  the phone carrier succeeds,  the salesperson succeeds. 

@Brandon Carriere If you read carefully you would see that the selling agent becomes my agent as buyer, double agent.

That’s not why he carriers tho.

Eisenhower (or someone from that era) called Taiwan the worlds largest aircraft carrier.