So I would advise that you learn a bit about better tenant screening; in PA, the state now has free internet searches for lots of important things pertaining to tenant screening, including criminal court records, landlord tenant magistrate records, and even traffic driving offense court records (useful for the tenant that drives for the first job or is Uber or Lyft driver on the side).

I know it will help you with pointers you can apply pertaining to multi units.

We both explained our sides, and when the judge asked why she didn't buy the insurance the guests stated she didn't think it would be necessary.Fast forward 20 minutes of testimony and the judge said this is a simple contract case, and that the guest signed away her rights specifically pertaining to COVID and she should have purchased the insurance.

Sorry I don't have anything interesting to post that pertains to the OP..However, while skimming this thread I keep thinking to myself how I am in an actual legal issue with a "wolf" on BP that commonly advertises his company and I have the utmost confidence that his card tower will collapse once again, without my help.

this doesnt pertain to you, since your small youll be ok, I suggest buying in growing NON rent controlled areas from here on out

The first one pertains to use of leverage and I won't speak to that because there's no "right" answer.I will however address the "all cash offer" advantages.There's two sides of this.

This is my sleep good at night account which I have dipped into before but prioritize replenishing it asap.I also have cap ex reserves in each pertaining account holding real estate.

It was extremely comical.The Ohio Division of Real Estate did not care.Here is a good video on Laws Pertaining to Wholesaling in Ohio Video https://www.youtube.com/watch?

Reach out if you have any questions pertaining to a specific are. 

I would be more than happy to discuss options of the Toledo Market and answer any questions you may have pertaining to purchasing, selling and property management.