Vacancies reached 10% around 07.Obviously those figures differ by location, but that sounds about right for my neck of the woods.

.:  Maybe in your neck of the woods, but not mine. 

The knife can hit lots of arteries and muscle groups whereas a gun unless hitting a specific target exactly can have more limited damage.

I'm not financially FREE if I have to constantly be one step ahead of a market downturn and have $2-3  million in debt hanging around my neck. 

@Jon Hill1 Buy 220 units in 2020 @ 852 Make $500k+ income @ 300k3 Exceed 15k month passive , @ 10k 4 Drop 10 lbs fat gain 20 lbs muscle 5 increase net wealth 1m+.

I am feeling the same in my neck of the woods here in Philly!

My neck has never flexed so hard.

That risk muscle is something that has to be built.  

At the closing table he was wearing ratty old jorts: jean shorts cut off at an in appropriate height on his 80 year old thighs, and a dirty muscle T that must have been purchased from Woolworths for 15 cents in 1950.

I don't know if any of those lenders fund in your neck of the woods but it might be worth looking into.