If you're bankable shop around and you will be competitive on rate and terms with banks without going through this arduous process of forming these unnecessary structures, transferring title and incurring additional transactional fees etc.

Unless you get a STEEP discount, I'd think twice about adding unnecessary stress in your business life. 

But I can sleep well at night knowing that I am not taking on unnecessary risk.  

They require unnecessary details, such as pictures and details of the applicants' vehicles, which push potential tenants away.Adding to the frustration, their onboarding team has been incredibly rude and unhelpful.

Sure, their points and interest can be lower, but you pay for expenses that are typically unnecessary, rigid rules, slower processing on the draws and fast foreclosures.

Talk about an unnecessary expense not to mention an accounting nightmare.

They do offer education and methods that are realistically used, while arguably may not lead most to wealth or financial freedom and most likely create a long line of unnecessary debt. 

Wouldn’t take on unnecessary new debt after 55.If grandparents were in 90s, you won the gene pool and might have a very, very long retirement.

Next to water bottles and juice pouches, Keurig is one of the worst things for the environment and an unnecessary expense.Of course, I have a Keurig at home and at work because my wife loves it.

For this neighborhood and price points, those were huge and unnecessary asks to me.