@Taylor Evans With a bank or credit union, you'd be lucky to get an approval by Christmas let alone closed.

I don't know what the name of this banana stuff is, but when asking for bids you might want to ask him if this is something that they could swap out for a more neutral odor product In their arsenal of products.Good Luck!

@Joshua Davis, A refinance rarely improves the production of a property.

Set your goal on using your personal credit and cash. 

For every story like that, there are a hundred investors who lost earnest money, blew their holding costs, got underwater on repairs, had a partner bail, had a GC ghost them, tanked their credit, or walked away with nothing.

Or borrow the down payment or do hard money and then refinance into a longer term loan product?

I build but no rental product lately.

SmartDeeds has been on product that has me extremely excited and interested in where the market will go in the future.   

We have been doing this breakdown of the zip codes for 8 years nowGood Luck and Im always available to answer any questions based on my personal expierence over the 23 years selling the product and the last 10 yesars buying the product!

He couldn’t sign due to credit/net worth and didn’t invest meaningful personal money.