Mike, I think the advice here about waiting until there’s at least a 1% drop makes sense if you’re looking at the rate in isolation.One thing I’ve noticed lately is that most people are making the refinance decision using static rate quotes, when in reality, market conditions shift daily — sometimes presenting short-lived opportunities where the numbers do make sense, even if your lender says otherwise.We recently came across a tool that tracks your exact loan terms against market movements in real time, and sends you an alert when a refinance could genuinely save you money after closing costs.

This quitting W2 to survive on REI reminds me of the FIRE movement or Paleo diet.

Trip-levers tend to jam up over time, especially in rentals where they’re not treated gently, and closing it off kind of defeats the purpose if it ever needs to be used.

This can reach up to around 38 feet with around 10 foot side movement. 

With no movement towards finish line for years.

Predicting exact price movements is tricky, especially during economic uncertainty.

I also notice a lot of people from Chicago moving into the area (myself included) due to the movement towards remote work, although this is anecdotal evidence.

With the Fed holding rates steady and inventory still low in a lot of markets, I’ve been seeing some mixed signals when it comes to flipping.On one hand, buyers are still out there, especially for updated, move-in-ready homes.On the other hand, holding costs and tighter margins are making some flips riskier than they were just a year or two ago.In my market, I’ve noticed more competition on decent deals and slower movement once the property is listed, especially if it’s not priced right or in a top-tier neighborhood.Curious to hear from other flippers:Are you still actively flipping in this market?

This can give you an early warning when your system needs to be serviced or when guests are leaving doors open.Side note:I have added spring loaded hinges to exterior doors that gently shut the door when people walk through and don't shut the door on their own.

Quote from @Pietro Gaglio: Residential assisted living facilities need to keep track of various data such as vitals, bowel movements, and amount of food eaten.