Some key points of consideration for live-in flip or residential to rental conversion are things like after repair value, comparable rental trends, neighborhood or HOA type restrictions on rentals for places you may want to live in.

In North/Central Jersey, verify rents with a PM before offering, stress‑test taxes, insurance, and HOA rules, and keep two exits in play: long‑term rent or sell if numbers shift.

The key is to really vet the provider’s management team, HOA rules, and long-term plans for the community, because investor-heavy developments can have strict regulations or fees.

Rents are holding, but demand feels softer.Here are some of the things I’m doing now, the same strategies I used back in 2008–2010 when the market cooled:Putting For Rent signs up wherever HOA allows (old-school still works)Teaming up with my property manager to get more exposure and push listings fasterSharing rentals on local Facebook and community groupsOffering small move-in incentives or flexible depositsPricing slightly below market to fill units faster, then adjusting laterAre other landlords doing something similar, or seeing better results with different approaches?

The other property is a condo I am going to put it up as a furnished rental minimum of 31days rental because of HOA. 60k project gross rev.

Plus HOAs.

I pay $417 for the mortgage and $221 for HOA each month.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Can neighbors, HOAs, or local boards restrict you later?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).