I don’t have a ton of capital to invest initially so I’m trying to get more bang for my buck and use the BRRRR method to grow my portfolio and eventually 1031 exchange for a larger multifamily property.

I fully support members needing to use their real names along with a real photo of themselves.

So we do have more units than anywhere for good reason.

Let's use easy numbers.

Youre best bet is to partner with someone local to you who is experienced and can guide you along the path with this.

Most people understand that you are offering an easy solution in exchange for less money. 

Do you know of ethical or halal workarounds being used by Muslim investors here (like mutual aid models, co-ops, or fatwa-based alternatives)?

All who understand this full math understand the further out you can push repayment the more the value of the $ reduces and thus, the less your paying back. 

Consult a Professional - It's always a good idea to consult with a real estate attorney or a tax professional who understands the nuances of both your home state and the state where your property is located.

Quote from @Timothy Devitt: Columbia continues to fly under the radar, quietly offering some of the most consistent and investor-friendly fundamentals in South CarolinaIt's becoming a strategic play for buy-and-hold investors — especially those using DSCR financing.🏡 Here’s what’s catching attention:Stable Rent Growth: Median rents in the Columbia metro have risen steadily over the past 18 months — not dramatically, but consistently.