Dave Ramsey says the only ship that won't float is a partnership, and I wouldn't want to loose relationships over a business deal gone wrong. 

There is 101 different "games" one can play and the vast majority who play do loose $. 

Insurance to cover our exposure while in the middle of a development since it would loose 80% of its value if not completed.  

If you have a nice house and you are in a busy real estate market you can let a relative or friend list your house without loosing too much, if they are good workers.

Pottery Barn, West Elm, and Crate & Barrel are a touch above without being excessive. 

I’ve never used them but you can certainly try “the guarantors” who promise to pay unpaid rent and any damage in excess of damage deposit.

You can use the excess money to start rehabbing.

No you will not go to jail if you are found to be charging what the court considers excessive late fees.

Excess Funds & Redemption:The county has contacted me (as my father's heir) because the auction generated more money than what was owed in taxes (these are "excess funds").The county has also indicated that if the estate wants to get the properties back (redeem them), we'll need to pay the auction purchase price plus additional costs/penalties to the county and the person who bought them at the auction.6.

Due to the excessive demand of shelter in NYC the city had to develop strategic programs to assist people with moving out of shelter and with the explosion of rent prices in NYC many people are looking to other cities close to NYC such as Newark, Irvington, Jersey City, etc.. to find apartments they can afford.