We picked the 5 year pre payment penalty to get that rate.

If a lender isn’t local, what are the best ways to vet them to make sure they’re reliable and a good fit for long-term partnership?

Here is an example of how: How to make the map (free + fast)Go to Google My Maps (not regular Maps): https://www.google.com/mymapsCreate a new map → “Import” on the first layer → upload the CSV you just downloaded.Set “Name” as the title column and “Address” as the location column.Click the paint-bucket icon to style categories (Parks, Museums, Food & Drink).Rename the map “Guest Map” → Share → change link to “Anyone with the link – Viewer.”

These websites are designed for viewers to believe they own hundreds and sometimes even thousands of apartment units to boost credibility.

If you’re able to gain enough equity, consider a cash-out refi especially if rates have come down.

Typically those will be your best rates, especially over the long term. 

Think best rate I was finding was about 7% which only included rent collection, the easiest part of the job.

@Austin Johnson I think turn key was easy when interest rates were super low and real estate investing was easy.

Albeit the rate was a bit higher since the client's DSCR was very tight on a portfolio to begin with.

I gladly accepted the higher rate for the much higher loan amount.