Quote from @Michael Wells: Hey everyone,My name’s Michael, and I’m an independent health insurance agent currently pivoting into real estate investing full-time.

Your best bet would be to go to a local bank.

I’ve reached out to over 20 lenders — everything from hard money to business credit lines — and most said “no” until my bankruptcy is discharged or four years past discharge.I’m not looking for personal loans or unsecured business cards — just realistic options for property acquisition or rehab loans where lenders focus on income, deal strength, or collateral value, not just credit history.If you’ve worked with any smaller or more flexible private lenders — even newer companies or individual investors — I’d really appreciate if you could share:Who they are (or at least what type of lender they are)What their approval terms were like (credit requirements, bankruptcy flexibility, etc.)What worked best when approaching them (structure, pitch, documentation, etc.)I know a lot of people in this community have rebuilt after tough seasons — any guidance or names would mean a lot.Thanks in advance for your insight and for helping someone who’s rebuilding the right way.

I'm betting if you look in the market, you're getting low projections; a similar condition exists.

Quote from @Carson Burkholder: Hello everyone,My name is Carson Burkholder, and I’m a 24-year-old real estate investor and wholesaler with experience in North Florida and Phoenix.

“This is a lease violation; continued issues will result in formal notices.”After that, the 10-day notice comes out if they keep it up—judges like seeing you gave them fair warning first.I’d bet money you won’t have to go past step two once they realize there’s a paper trail leading to court if needed.And maybe… retire the trash barrel idea :) 

I’m really big into neighborhoods with decent multifamily properties in the area and doing a hybrid of STR or MTR with an LTR to hedge your bets. 

Under 18-20 months is usually a solid bet when you consider the hedging effect. 

BTW, my name is Charlotte . 

HelloMy name is Dondi Sanchez, its been a long time since I've posted something. this is more of a question.