I'm looking at investing in land development with them with 14% return. 

My insurance agent told me a long time ago to make sure you pay a little extra for the "inland flood" insurance on your premium.

I ran into something similar and eventually found that smaller local banks or credit unions were way more open to rural builds than the big lenders.Also worth checking if any lenders specialize in land + build packages in your state.

The agent was instructed to utilize all available empirical data sources to determine the performance of each portfolio.  

We bought inland near San Ignacio.  

For what it's worth, I am not a massive success story who has turned that program into an STR empire, (yet) but I think the course and community are really valuable. 

I have been investing in land for 8 years now.

Usually, only about 25% of the basis ends up being bonus-eligible (sometimes less in coastal markets where more value is tied up in land).

Real estate investing isn't a side hustle — it's an empire in progress, and the tax side is where most empires either quietly bleed or start printing wealth.You're looking for someone who gets it, so let me shoot straight with you:✅ Yes to REPS, passive loss unlocking, and cost seg timing✅ Yes to layered LLCs, holding co’s, and management entity flows✅ Yes to 1031s done right, and not just tossed in last-minute✅ And hell yes to strategy over form-fillingWhether you're trying to tee up long-term exits or turbocharge your depreciation in the short run, there are ways to structure this so the IRS becomes more of a footnote than a headline.I’ve worked with active investors (including BRRRR-heavy operators) and helped them go from reactive chaos to proactive tax planning — without getting bogged down in jargon or "CPA speak."

That is great to hear that you're looking to start your real estate empire.