I believe this niche is going to become very relevant in Florida and am just looking for the best strategy to get results from these owners

So technically there was a $5,000 drop.

Depending on the state you’re in, you may not need to be 18 to form an LLC, so technically, you can get your business started.

How would yall approach locating this niche of buyers?

I think you need to decide what niche you are going to be part of first.

Signed two in the last week- 1- Davenport, 1- Haines City.You're going to really have to develop a niche market of clientele; snowbirds, Brits and the like, who stay longer, spend more.

We've explored using mortgage notes as collateral, and while it's possible, especially with private investors or niche banks, it's far from simple or inexpensive.

Here is what I have been doing.Criteria/niche:  mostly turnkeys, sfh 3/2, locations in CA AZ NV. single story. 

(Bad spending habits during college) Only 10k for a down payment which wouldn't get very far most places let alone Hawai’i I have a full time job and a part time that really only bring in a little under 4k a month and planning on getting a better paying job in a month to bring it up to about 4,500 a month (still not a lot) I currently live rent free and have no other debt which is wonderful so saving is my current goal however the spot I live in isn't a permanent arrangement and am expected to move out at the end of the year  my original idea was to try and buy a small live and flip apartment that id do myself for the easy stuff (not electric and plumbing lol) and go from there but because of my location, there's nothing affordable for me and leaves me stumped with my next, technically first step toward ownership  any insight or help on a good first step would be greatly appreciated 

Looking at buy and hold, but I'd say it's a little early to pin down a niche or strategy without any experience, network, or local market knowledge.Glad to be here, looking forward to future interaction with the community.