She is a wonderful agent in Memphis that works with investors and Evernest is a major player in property management in Memphis! 

These people either don't know the local market, local players, or quit the game for a reason. 

Talk to some local Realtors and find out who the "big players" are in your town, in whatever type of investing you wanna get into.

Every year off season I get a baseball player to comes to stay to be close to his son.

The institionalized players typically have 100-200 BPS lower rates than standard hard money lending players but they're clunky and have lots of requirements its almost like the instituional HML should be called "hybrid hard money or hybrid bridge money," because of all these requirements.When we're working with those instutionalized players we usually have to do almost as much work as a conventional loan (1-4 fannie, not quite but almost as much).If you'd like to learn more about the different options or get a sounding board on what options are out there feel free to reach out and we can talk shop.

Its kinda like a football team , The contractor ( coach ) calls the plays , and the players execute the plays . 

I am a hard money lender myself and understand there are a lot of players in this space angling to advertise the best deals.

My take is that it's vitally important to know who you are working with, and have the history of the players involved.

Players also must complete a quick COVID-19 evaluation, answering a series of questions every time they enter the facility.

The good news is national players may not bother with such small markets.