The consumer and the provider are both being gouged royally by these platforms because of the monopoly. 

Equity Skimming, Bank Fraud, Wire Fraud, Consumer protection ACT.I find your questions fascinating.You should read this, it should answer all of your "over the line questions"https://www.azag.gov/sites/default/files/2025-03/CV2025-008402%20State%20of%20Arizona%20v.%20Cameron%20Jones%20et%20al%20FILED%20%281%29.pdf. 

Big Biz rolls' it down to the consumer.     

From the view of the consumer WHO CARES?  

Don’t make it more complicated or time consuming than it needs to be. 

----------This week is absolutely chock-full of both economic and geopolitical action.We have:--Fed Interest Rate Decision--~20% of public companies report earnings, including: Microsoft, Alphabet, Apple and ---Amazon and Meta, giving insight into the health of the consumer.

What most consumers don't realize is how large the difference in skill levels is between agents: most agents are part time and add little actual value.

Scale without adding stress.Building more units, more deals, or more capital shouldn’t consume more bandwidth.

My concern is selling now and later regretting it if our kids end up here and it’s priced out.Options I’m weighing:Sell within the next year and use the §121 exclusion.Pros: harvest tax-free gain; redeploy into 3–5 cash-flow rentals; simplify; diversify.Cons: lose the “legacy house” in a prime area; potential regret if kids want to live here later.Keep and re-rent for cash flow and appreciation.Pros: maintain foothold in an A location; optionality for kids later.Cons: likely forfeit §121; future sale may need a 1031 (adding timing/loan complexity); modest cash flow now.Hybrid ideas I’m open to:Sell now, earmark funds in a conservative bucket to help kids buy later (if/when they move back).Sell part of the equity via HELOC/portfolio loan, keep the house, and still buy rentals (trade-off: leverage/risk).Move back in later to re-start the §121 clock (understanding holding costs/complexity and tax rules).Questions for the group:In a scenario like this, how do you weigh tax-free equity harvesting now vs. long-term optionality in a blue-chip location?

It has cash flow of a $3k/month (modest for the equity).