Negotiate Seller Concessions or Carryback FinancingIf the seller is motivated (property has been sitting 4+ months), explore seller carryback for some or all of the gap.Example: Seller carries a $40K second at low interest (or even interest-only), allowing you to minimize the size of any outside second loan Seller carrybacks don’t count toward your DTI and can be creatively structured.2.

its either a %, or a flat min fee whatever is more and it generally depends on the transaction size we are dealing with. 

Greetings I am presently running a mid-size construction company in northwest Washington State and retiring at the end of 2025. 

Check out this chart: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyMake sure you understand the Class of properties you are looking at and the corresponding results to expect.Metro Detroit has 132 cities, the City of Detroit 183 Neighborhoods, which we’re analyzing and classifying.

A few include only pulling comps +/- 200 square feet of the subject property, same amount of bathrooms, same size garage, even same number of bedrooms a number of factors involved.

.: I am trying to learn and understand... someone told me that its not just size of the home or level of the flip that determines profit, and that in some markets, what is considered a typical profit is 300k based on the 70% ARV formula.

Check out this chart: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyMake sure you understand the Class of properties you are looking at and the corresponding results to expect.Metro Detroit has 132 cities, the City of Detroit 183 Neighborhoods, which we’re analyzing and classifying.

It’s a real opportunity for homeowners, investors, and communities to respond to rising demand for diverse, attainable housing—with more flexibility than ever before.Why I’m Paying Attention...For those of us who work in real estate daily—whether investing, selling, building, or advising—these new laws change the landscape.Properties that used to support one home may now support two, four, or even six units, depending on location, lot size, and proximity to transit.That means:-There is hidden value in older properties and large lots- More creative paths to cash flow- New ways to help people find housing and build wealth-Potential for more affordable housing -Opportunity for multi-generational housing on a single lotLet’s Explore This Together- What’s your take on middle housing?

The issue is that you will want to keep good tabs on the fees because you will often run into minimum fee sizes and so you won't have as much wiggle room or negotiating power at loans that small.Happy to connect and help if I can, certainly to walk you through the numbers!

Everything has their own situation and no answer is a one size fit all solution.