Real estate and a combined knowledge of real estate law, local ordinances, finance, appraisal and estimating construction costs and closing (Attorneys and Title companies) helps makes things go smoother.  

Most of them max out at a combined ltv of 80% on helocs.

Big fingers and iPhones are not a great combination.  :-)

I'm looking at a deal that would combine these two methods but I'm unsure if a HML or PL would do the deal as they would have the second lien position.  

The house I just purchased has an obstructed dryer exhaust duct.

Finally bought two that cash flow 180 bucks combined.

Worth every penny I paidYou can scan with itYou can append or prepend new scans to an existing documentyou can combine individual documents into a single pdf with just a couple of clicksIt "remembers" the folder you are currently working in.  

So, the more cosmetic improvements (like adding washer / dryer or putting in hardwood) need to be MORE accretive (eg need to come in at, say, 5x GRM or something).Bottom line: Unless it's a major system (like roof, electric, etc.), do not spend money on anything that won't directly increase the rent.

Possibly a combination of the two?  

4- with tech roomies, usually combined income is no problem.