I saw BoA had teaser rates

BoA isn't what I'd call a "portfolio lender".

As far as i know, BOA uses Zelle which doesnt charge transaction fees.

A renter intentionally set a fire Friday night at his landlords' house and left his decapitated pet boa constrictor at their bedroom door:http://www.newsday.com/news/local/ny-liboa1912670419apr18,0,1923374.storyTalk about a snake in the grass.

BOA, Chase) have not updated their policies, whereas smaller or more real-estate focused lenders have. 

BOA is a good bank that keeps business transactions and credit away from the PG's personal file. 

The payroll for an employee can be done through your local big bank, such as BOA, etc.

I took them both to small claims court.I also took BoA to small claims court for refusing to update a tradeline as paid, even though I had proof of the payment.

Then you shouldn't have any problems.Technically, I guess, a subject-to having any existing financing on a deal needs some attention as to underwriting the deal with any buyer, if you take care with that you shouldn't get into something you can't get out of.I have had hundreds of lenders tell me they would/could/will/might call a loan due, only a few (BoA is good at it here, but not all) and as Rick mentioned, nothing tragic.

Also claims that he's going thru a divorce and that the house is or maybe isn't on his list or priorities.My question, can I go or contact the bank BOA I believe is holding the loan and try to submit an offer thru BOA or must they follow certain steps before they can put the house up for action?