I was reading a blog page and the advice given was, to paraphrase, if you can't create a budget and statement of financial condition (balance sheet) for yourself you shouldn't be investing in real estate.........Yet.

Negotiate a write-off of half the bill with the hospital and pay cash for the remaining balance with my money I have saved for a down payment.Outcome:  I could still have dinged credit because of the write-off AND my cash is now gone.Does anyone have any suggestions or ideas to minimize my "cons"?  

I would never do this behind a lender you can't talk to and have an understanding with... hope that helps and is fair and balanced response.

Carrying a high balance on your credit cards will definitely hurt your credit slightly.I suggest paying them off if you can. 

One can't exist without the other, but nothing can happen without the financing unless you're paying all cash.Pretty properties are nice to look at on profiles and websites, but often unless you bought them ugly and made then pretty, they can be pretty ugly for the balance sheet.

What are the areas to invest in multifamily around Atlanta and areas to stay away, can anyone please shed light;I want to give property to management and will be a out of state investor, looking for a balance between appreciation and cash flow, class B- or c+; 5-7 year hold may be, at least 20 plus unit and less than 100.

Investors buy notes at a discount from the current principle balance and then collect the payments.

Original UPB "Unpaid Balance", Current UPB, Virtual Bank Appraiser "VB" and Book Value.

We have a contractor that is willing to do the work on the house with a down-payment and get paid the balance upon closing when we have our buyer.

Plus you will come across more deals or pocket listing you might be able to jump on in terms of good deals.As far as a 40 hour work week and investing its "Easy" you schedule your time wisely work, life balance, and REI searching at night.