Don't let emotion prevent you from correctly doing the math.

That being said, you have funds in a tax-deferred plan now so you'll need to do some math and long term planning to see what suits your needs best.Aside from the good points that Troy mentioned, here are a few specific reasons to use IRA/401k funds directly. 1.

I used to integrate investing and entrepreneurship in my Math classes all the time.  

Subtractions to that include tax and insurance at $2,000, vacancies calculated at 5% of rents, Maintenance estimated at $1,000, capital reserves estimated at $1,000, and management estimated at $2,226. ( I usually have to pay 10% of rent + one month's rent to find new tenant.)If I have done my math right I get $7,066 for expenses and net operating income of $9,734. 

Then submit your offer, but do your homework.

I've done my homework but would like a second opinion on any of them.  

Try to factor in math for cushion.thanks,Matt

Im pretty nervous getting my first property, but I am trying to do all the homework so that I dont get in over my head.

I've never had an interest in school other than math.

Now Ayana I have some homework for you.