Imagine returning to clean out your property a few days after and facing FOUR purposefully starved PIT BULLS.While an extreme example, it is still an example.Mike

Let's face it, we live in a violent society.

., whip out the contract), the faster a judge will overturn a lien.Knowing a contractor faces stiff penalties for filing a false lien doesn't make me feel any better while I'm being restricted from selling my house.Now for all the government benefit programs, all you do is say where is the employment agreement, these guys are self employed, where did they work last?

Welcome to BP, @Celia RudderBefore you continue posting, I strongly suggest that you complete your profile as well as upload a face photo.

With a daughter facing the daunting costs associated with college, I have liquidated some investments and hope to flip three homes in 2015 and three more in 2016.  

Hope that puts a smile on your face.

It's has been a pleasure meeting you gentlemen here and I hope we will get an opportunity to meet face to face some day possibly.  

As I've continued learning, I haven't exactly jumped those hurdles, but I'm definitely ready to face them.I'm on BP to expand my education and get specific answers to some of my specific questions.  

Barely a year, or less than 1%.But you are right about appreciation, I would factor maybe 12-18% per year for the next few years, probably stay in the top 3 markets for appreciation in the country but not 20-30% any more.

We managed to barely break even.