As someone who has been in this business for a long time, I imagine you had to have some valuable experience and wisdom to share about how to weather a storm such as the one we experienced through the 2008 to 2010 period. 

As i read through the posts, it goes from asking if anyone has any experience with the tax lien buyers club to some very educational teachings on Tax Certificates.So to bring it home, i have experience with the club and i feel it is a rip off.  

Honestly, part of it was to help teach the boys how it is "more blessed to give," but I also think of my tenants as clients and truly want to show appreciation.I texted or called a few minutes before arrival at each home and in most cases someone was home.

That makes the property seem more valuable than it really is.

To put it in business terms, it will take time for individual Americans to rebuild their balance sheet and income statement following the collapse of their most valuable assets and the contraint on their cash flow from increased debt service and decreased revenue in many cases.

Your time is more valuable than any amount of money and if the tenants are really serious about the home then they will have no problem seeing the home on your time schedule, but if the tenants are pushy and are in a "rush" you end spinning your wheels without any movement forward at all - burned out.

Then I would refi a valuable rental and pay-off any other adjustables or higher-rate loans.

If you don't know or understand, teach yourself, and/or get someone (who has no financial interest) to mentor you.Good luck.

Tax his tractor, Tax his mule, Teach him taxes Are the rule.

Notes are not easy to learn and until you go through the process it's not something you can teach.