From my experience, during violate or unusual economic times, the institutional firms tend to shy away from doing deal - until there is more clarity in the market.  

What the Hard Money loan officer said when I contact him is that his firm are 100% LTC "for all hard costs (purchase + repairs)" and with no downpayment.

Be kind but firm with your tenants, understand that sometimes they will see you as the bad guy because you will have to do things that will disappoint them (ie, raise rent/deny requests) and that not every tenant will have the emotional intelligence to not lash out at you.Good luck with your investment.

I work for an architecture firm in Portland, OR and we try to spec quartz every chance we get.

The additional real estate activities allowed in Phase 1.5 and Phase 2:-Real estate firms may open their offices in a limited fashion (with additional restrictions for Phase 1.5)-Three persons (as opposed to two persons) are allowed on site for permitted in-person real estate activities for both residential and commercial brokerage (for both improved and unimproved property)As a reminder, all in-person activities must be by appointment only and real estate brokers and industry partners must wear cloth face coverings and should encourage clients and customers to do the same."

With the current environment (increase in delinquencies), the simpler the plan the better.If you can put together a proforma on the property and provide personal financials that should be enough to firm up your debt assumptions. 

We're always trying to find the best of the following, so a (relatively) nationwide database of these types of companies would be invaluable:- Law firms (Real Estate and/or Foreclosure attorneys)- Investor friendly Title Companies - General Contractors (grass and snow maintenance can be difficult as well, so landscaping could be a worthwhile facet of this too)- REO Agents- Property Preservation Companies/Mold Remediation Companies- Alarm Services - Tax monitoring services- Investor friendly insurance companies

Hi There, As an investment firm which work with its own money and investors money- which insurances will you do? 

did you go with a larger financial institution or more of a credit union or a smaller firm? 

I would totally support a PM firm who told me that they do manage the entire process from soliciting through to securing a tenant and I don't see any reason you shouldn't make this change to your practices unless it's just unheard of in your market.