They could also call the enforcement officer and get them to talk to the owner.

Used HELOC for down payment A unique property as the front side is a post office and the back side is a 2 bedroom house. 

Finally, we got ahold of the HOA Manager who, to our surprise, had no one available for emergency service, worked in an office 35 minutes from the complex and had NO KEYS to the other units in the building.

Be sure to check with your loan officer regarding the documentation requirements for using retirement funds toward your reserve requirement.Check out these articles for more info:FINANCING A MULTI FAMILY PROPERTY: A BEGINNER INVESTOR’S GUIDEInvestment Property Down Payments: How Much Will You Need?

I know that this forum does an excellent job at not straying into politics.

I sent my loan officer an email with my disagreements and reasoning.

Never make friends with your property manager - be polite, be nice, but keep it professional.

.; that was the estimate suggested by loan office from Bank.

Never have an agent in the same office as the sellers agent, the agents were both looking out for the seller.

You may have to go to the municipal office to get the property records on those other 2 to prove who owns them.