What loans/programs to look at (this is key for single moms + first-time buyers)Because you’ll live in one unit, you have access to the best financing available:• FHA loan (3.5% down)Allows you to buy up to a 4-unit property and skip the self-sufficiency test if you buy a duplex or single-family.

In fact, we have an emergency option on our call-tree and over 90% of the time it is used, it is NOT an emergency.FYI - in the PMC industry emergencies are referred to as, "blood or flood" issues.

Currently I keep a 6 month reserve in a HYSA. What are your strategies to max yield and liquidity?

For single-family or small commercial, the lender is underwriting you—your income, debt-to-income ratio, etc.

Reserve accounts for repairs or emergencies usually stay with the seller unless you negotiate otherwise.

Hello,Was curious if anyone in the Richmond Virginia area has reliable / affordable (not going to take advantage of me) plumbers.  I am a relatively new landlord and trying to put together a list of go-to contractors....

Currently my portfolio is a single family residence in Denver CO and I’m planning on using a HELOC against it as a bridge loan for some of the downpayment and renovation costs.I’ve been trying to build some models on Google sheets for deal analysis to assess deal validity and candidly I think it can be done better.  

Build Your Vendor Army - Property Maintenance Tech's Edition A big pattern in the rental market right now is the rising cost of emergency maintenance. 

Hi I Currently have an opportunity to purchase a single-family residence that has a detached ADU (1B/1B).

Quote from @Nicole Claibourn: Investment Info:Single-family residence private money loan investment.