When the world slows down, the people who pay attention start lining up their next move.And right now, there’s something worth paying attention to:Mortgage rates just hit 6.06% — the lowest levels of 2025.If you’ve been waiting for a window to refinance or restructure anything in your portfolio, this is the cleanest shot you’ve had all year.

@Marc Winter The rumor around town is that most PM's are at 85% occupancy rate but it is really hard to tell since there isn't a reporting agency.

We just got updated rate sheets today and rates went up

Rates are slightly lower today.

There will be one more FOMC meeting in December which will determine whether another rate cut is on the table.

Mortgage rates are sitting at 6.04% today.

-- AND the practical thing: Clean up my credit rating by (a) increasing available credit (without any hard pulls), and (b) clearing as much open debt as possible to reduce credit utilization (and then keeping it clear!).

Prices are high, rates are high, and cashflow is tighter than it was a few years ago.

This one is a newer build townhome in an A-class Bluffdale neighborhood — great location, newer construction, and easy to manage long term.Property OverviewProperty Type: Townhome – newer build, A-class neighborhoodPurchase Price: $480,000 (market value)Down Payment: $70,000Underlying Loan Balance: about $410,000Interest Rate: 2.375% fixed through December 2051Loan Start: December 2021Monthly P&I: $1,755Taxes/Insurance (Escrow): $470Total PITI: $2,225 per monthRented: $2,495 per monthServiced through Escrow SpecialistsProtection: Recorded Notice of Interest on titleWhy I Bought ItThis isn’t a big cash-flow play — it likely breaks even after reserves — but the rate was too good to pass up.

Pathwaize is an AI-powered platform that answers every call, handles all your follow-up, and keeps your leads nurtured automatically.