It is crucial to consider various factors to ensure accurate projections.These factors include the total loan amount, interest rate, whether the rate will be fixed or floating over the loan term, the amortization period, the loan term, and the availability of interest-only periods or future funding.

The lender had a set period of time to file a claim with the court to collect anything and the date has passed.

They must have lived there for at least two of the past five years to qualify, and any depreciation claimed  during the rental period is taxed separately at up to 25%.

You’ll still need to pay tax on depreciation recapture from the period it was rented.If you sell after March 2026, you’d lose the exclusion and the entire gain would generally be taxable.Oregon doesn’t impose an extra “penalty,” but it does follow federal rules pretty closely—so you’d owe state income tax on any taxable gain that isn’t excluded federally.In short: sell before March 2026 to qualify for the exclusion, and plan for some tax on the depreciation you took while it was a rental.Perfect advice, right on the money! 

Plus, the new systems flag activity during time periods so you don't have to look through all 24 hours to find movement.

- Appraisal gaps- Increase contract deposit amountIn other markets; people shorten inspection/due diligence periods, pay seller's closing costs (i.e. transfer taxes), offer to pay a higher EMD.That said, the best 'tactic' is knowing your #s, knowing how to underwrite the deal, AND knowing how to establish a relationship with the other party (i.e. seller, seller's broker, wholesaler, etc.). 

@Mary Jay @William Whitley I dont believe that you can use the exclusion because it is passed the time period.

     - Wealth acceleration: When used strategically, they let you leverage capital to grow your portfolio faster.However, the flip side is that once the IO period ends, payments rise sharply when principal repayment begins.

What's your average rental period?

I made account with baselane and I am trying out the trial period for tenant cloud.