Is the consumer holding up?

And as corporate layoffs in October were at their highest for the month in 22 years, we have some rough waters ahead in terms of consumer discretionary spending.

Specifically:- Estimating cash flow- Evaluating long-term appreciation potential- Understanding neighborhood demographics- Estimating renovation costsI’m working on a tool where:- You paste a Zillow link.The system uses AI to:- Analyze cash flow potential via Rentometer rents- Predict appreciation based on historical trends- Break down local demographic dataGoal: Automate the time-consuming parts of deal analysis and help investors screen properties faster. 

Would you be open to sharing what your toughest or most time-consuming tasks are?

Kiavi, Lime One, etc.. all have active NMLS licenses even though they do not originate any consumer purpose loans. 

I’m consuming as much information and learning to analyze deals.

It is not productive and will ultimately hurt the consumer.

.📉 Consumer Inflation Better Than ExpectedInflation came in cooler than expected in September.

Without this, lenders face higher liability and consumer protection challenges, as longer terms raise concerns about ability-to-repay standards and lifetime debt exposure.

The problem with hand written notes is that they can be time consuming.