Out of all the Post under "Lender Scams and Schemes,"  I found that only Scott Matthew C., the was the one who even hinted on the fact that it is possible for the borrower to scam and scheme on the lender.  I known as a Broker of private, conventional, hard money loans and private mortgages.  When you ask for no processing fees, and trust that the information given on an application is true, this risk is on the lender after the borrower has your money.  In my case, once the individual was in my house under a private mortgage, she ignored the terms of my private mortgage agreement resulting in me as the Lender being victim to a Scam