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Rental Affordability in Worcester, MA

Tuesday, July 05

I was reading an article in the Worcester Business Journal and came across this statistic. In 7 of the 9 zip codes in Worcester, the Median income is lower than what's needed in order to afford a 2 BR apartment, meaning 1/2 of the citizens cannot afford market rates. I have been saying this for a...


Reduce inflation, Have Student loan Buyers start paying again

Tuesday, July 05

I feel like I am beating a dead horse here (I'm sure that this is offensive to say) but borrowers need to start paying their student loans.   All federal student loans have been in Forbearance since March of 2020 and they are set to start paying on August 31, 2022. PLEASE START PAYING. We are hav...


The Government created the bifurcation of the American Economy

Saturday, June 11

This may seem a bit harsh, but I believe that during Covid and the stimulus that was created to "save" the economy, the bifurcation of the US economy deepened. The stimulus created lots of checks going out: to pay people not to work help pay rent pay for people who had kids to support them For a...


We are in a Rent Crisis- and your landlord is in trouble too

Saturday, June 11

Does this graph (above) scare you?   This is Owners Equivalent Rent (OER) Basically this shows how much it would cost to rent houses that owners live in, or the amount they would be willing to rent the houses that they own for.As you can see it is simply going up.  This Graph (above) is what is h...


Were earnings in Housing pulled forward due to Covid?

Monday, June 06

We are seeing in the stock market that various companies earnings came earlier than expected.  Basically Covid-19 made certain "stay at home companies" more profitable since everyone was staying home, watching Netflix and ordering from Amazon. The same could be said for housing. All the people wh...


Who will buy my flip?

Monday, June 06

Months ago buyers were reaching out to me every day looking for properties to flip. Now they are not. Why is this? There are fewer buyers for the flipped properties. What a lot of people don't know is that the demand for housing right now is being led by owner occupants, many who are FHA buyers. ...