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All Forum Posts by: Christen G.

Christen G. has started 46 posts and replied 375 times.

Post: My tenant is suing me...🙄

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

Thanks, @Scott Ashworth.

Thanks. I've dealt with MUCH worse, so I'm not emotional about it whatsoever, but I am just trying to prepare as best as we can. To answer your questions:

1. No - we mailed her a reconciliation showing what she owed due to damages. She skipped out on the move-out walk-through.

2.Yes

3. We have work orders from Section8 for small things (her kid broke a railing and a sink, for example causing us to fail that inspection) and we have proof that being fixed. In one of those reports the inspector states the tenant complained of a rat - but he had no proof. So have proof of ordering pest control upon her comment. It should be noted that 2 other units in this building had NO pest problems what so ever.

4. She has passed on, and placed said tenant the month we purchased.

5. He dealt with it and sent me the invoice at month's end.

Appreciate your insight, I have a phoner with the PM the week before the date to get our ducks in a row. Honestly we are great landlords with great tenants (now) - nary a complaint in the 4-5 years we've had tenants - so this was a pretty big shock. Now that we have 100% occupancy that I've personally screened, it's been much smoother. Fingers crossed.

Post: My tenant is suing me...🙄

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

Hey folks, looking for any experiences you can share that are similar and/or advice on how to best prepare for this upcoming Mediation date. I've never done this before.

Here's the story: we inherited a Section8 tenant that just went south. She was occasionally volatile and unhinged on phone calls and wouldn't let me in for a walk-through/move-in inspection at first (seller hadn't done one) when we took over until I explained twice how much it was in her best interest to do so. Anyway I finally got in, found some broken blinds and other small things and fixed those - and felt we were off to a good start. But she got a little squirley - had a gentlemen living there that wasn't on the lease, would call at all hours of the night and leave weird messages, etc... my PM called her, "the worst I've ever has" - which sucked for him. Anyway she got squirley around re-upping the lease vs. moving out when it was time. She finally vacated - albeit not on the proper terms - without proper notice and left a decent amount of damage. She also owed back rent and late fees (this was all pre-covid) and she didn't show up to do a walk-out, etc... 

We followed the lease and law to a T, sent over the damages/reconciliation, etc... and she ghosted. I thought I'd never see that $1400ish and was ok with that, we were going to get great tenants for that unit. Then I was tipped off to a city service called Landlord Mitigation Fund where, if you're housing a Section 8 tenant and they leave you high and dry like this, you can submit proof and they'll issue you a check. How lovely. I compiled it all (lease, notices, reconciliation, etc...) and 8 weeks later I got a check. Lovely, case closed, right? Wrong.

About 9 months later she starts calling me incessantly -5/6 times a day. I never answered as she had a history of somewhat abusive (drunk, inappropriate) calls to my PM. I eventually had to block her number. The PM messaged me to say she was doing the same to him - leaving him voicemails about suing us. Then the PM got hit with a subpoena to appear in Small Claims - she is suing the PM and myself for $10k?! She's citing that she lived with rats, that we "took" her deposit, etc... As she was Section8 I figured I'd call her case-worker to get to the bottom of it and she just gave me a long sigh (she wasn't just a problem for us, it seems) and said the tenant was most likely at risk for losing her voucher b/c of the owing us back rent and fees and she probably got an ambulance chaser lawyer to encourage her to "go after as much as you can" - which in Wa is $10k.

Like I said - we did everything by the book (again this was all pre-covid), Section9 standards, etc... And when they came in for inspections and dinged us - which was rare but did happen - it was documented, fixed immediately, and passed the next go 'round. It was so by the book that the city got all the paperwork and paid us what she owed. Again, I considered this a done deal and was grateful that the city had such a program.

So I'm wondering if you all have any advice on how to best prepare for this mediation zoom we're doing in a few weeks? I have her full file pulled together including any/all notices, correspondence, Section8 inspections, pest control payments/subscriptions and even emails from the cleaning crew and handymen who had to put the unit back together after she left - stating how gnarly it was. Are all my bases covered? Anything I should be aware of? In Wa, we're not allowed to obtain legal for Small Claims so I'm a little on my own here.  Thank you.

Post: Mechanics to funding a live and flip and paying off the loans!

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

Start making some banking relationships/phone calls and see who around you will be able to do a cash-out refinance. They're harder to come by these days with COVID, but they're out there. I love the concept of a 203k, but hear they are not "strong offers" - best of luck to you!

Post: Tenants Left Property Can’t contact

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

Greg nailed it. Best of luck!

Post: What to add to standard leases

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

These are all great. Some of ours are: Renter's insurance, HOW to pay rent, HOW / WHEN to tell me that they're terminating tenancy, where to park, where you can't park (the lawn), a bed bug addendum, a mold addendum, expectations of cleanliness of their unit (to be able to thwart off serious hoarding) and common areas, no window coverings/tapestry/sports flags - must be blinds or curtains. Good luck!

Post: What to add to standard leases

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247
Originally posted by @Robert Johnson:

I do not allow photos of my properties or copies of the lease agreement to be posted on the internet without my written permission.   Also, make sure you get a substantial security deposit up front.  I am currently demanding 2 months upfront in addition to the first month's payment.  Any leases of 6 month's or less, 100% payable up front.  

This is interesting - what is the rationale for no photos on the internet - to inhibit subletting? 

Post: Preparing to close on apartment complex

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

I think Bjorn covered the biggest To Dos. Here's an example of a "New Tenant Welcome Letter" that I use which you can modify to fit your needs and (maybe more importantly) your local laws. Congratulations on the purchase and best of luck!

===============
Hello,

We are XXXXXX company name XXXXXXX. We are the new owners of XXXXX building name XXXXXX. Our contact information and business hours are listed above. Please read the attached and contact us if you have any questions at all. We would like to make this as smooth a transition as possible for you and look forward to working with you.

YOUR MONTHLY RENT PAYMENT IS:

Base Rent: $___

Pet Rent: $__

Utilities: $___

Storage: $___

Your Total Monthly Rent Due: $___


HOW TO PAY RENT & LATE FEES


1- Rent is due on ____ and late on ____.

2- You will pay rent using an app called Cozy.co - you will receive an email to create an account within 3 business days.

3- If you prefer to write a check or use another payment method for rent, there will be an additional $___ processing/collection fee added to your monthly rent.

Late Fees

A late fee of $____ will be issued to all late rent payments plus $__/day for each day that it is not paid in full.

Lockouts

Dial 911 in case of an emergency, fire, break-in, if you smell gas, etc...


Lockouts: A lockout fee of $___ will be charged to any Resident needing to be re-admitted by Landlord.



Mission Statement

XXXX Your Company Name XXXX strives to provide, maintain, and improve affordable homes with exceptional service. XXXX Your Company Name XXXXXX is a professional property management company that takes great pride in offering clean, quality rentals at an affordable rate. We are committed to this goal long-term and seek to provide the best property management in Western Washington. At XXXXXyourcompanynameXXXXX, we strive to:

  • Return all correspondence within 48 business hours with a plan as needed.
  • Complete all maintenance issues and repairs efficiently, quickly, and courteously
  • Consistently improve the aesthetic look of any property we manage
  • Maintain affordability in rental rates and treat our residents with respect
  • Provide exceptional service and support to residents

What Is a Lease?

A lease is a legal contract between the landlord and tenant. When you lease a home from us, this is what you can expect. At the commencement of your tenancy…

The landlord (Us) will provide a home that is clean, sanitary, in good cosmetic shape, and in good working order. The landlord will continue to keep the home in good working order and abide by the terms in the lease throughout the length of your tenancy.

The tenant (You) is responsible for keeping the home in good condition by practicing good housekeeping habits, including to prevent leaks, mold growth, rodents, and pests, treating the property with care to avoid preventable damage or maintenance needs, reporting maintenance issues in a timely manner, paying rent when it is due, and abiding by the terms of the lease throughout the length of your tenancy.

Maintenance

Please call or email us promptly with any maintenance requests. Your home has been thoroughly cleaned and inspected for any maintenance issues prior to your taking occupancy. However, we do not live in the home and therefore will not be aware when you have a future maintenance concern unless you tell us. It is 100% your responsibility to report maintenance issues.

Here is a list of items we want to know about immediately:

  1. Mold (within 48 hours)
  2. Drippy faucets, drippy pipes, or “running” toilets (within 48 hours)
  3. Moisture where there should be none (roof, under the sink, on a ceiling, etc.)

Maintenance Requests

Please submit your Maintenance Requests via email to: XXXXXXXXyouremailXXXXX. We are committed to responding to you with any questions and/or a plan (if necessary) within 48-hours.

Your Repair Responsibility

Mold (from living conditions): Mold will grow if given the opportunity. Keep your home clean and dry, with adequate ventilation and air movement. This means making sure all rooms receive heat and airflow on a consistent basis. Immediately clean up any sign of mold or mildew growth to prevent damage to the building. This includes behind furniture, in windows, in corners of walls, etc.

(Some) Leaks: You are responsible for leaks caused by misuse or neglect (such as knocking drain lines loose). Report all leaks immediately, as they can become a very big problem very quickly.

Faucets/knobs: Faucets and knobs can break easily if not handled properly.

Broken windows, blinds, doors, glass, locks, or any other damage caused directly/indirectly by you or your guests.

Light bulbs: These are your responsibility to replace.

Batteries: It is your responsibility to keep your smoke detector and carbon monoxide detector in working order by replacing the batteries on a regular schedule.

Clogged toilets, bathtubs, sinks, and other drains.

Unreported repair needs that lead to preventable damage, such as:

  • Mold: Once again, mold and mildew will grow if given the opportunity. It is your responsibility to prevent mold and mildew and to clean it up at the first sign to avoid costly liability. If you do not kill mold and mildew immediately, it will continue to spread, leading to damage, damage that could have been prevented, therefore making you liable for the repair.
  • Rot/damage from leaks: It is your responsibility to report all drippy faucets and pipe leaks within 48 hours. Non-reported leaks lead to damage that could have been prevented, therefore making you liable for the cost to repair the damage.

What is Emergency Maintenance?

An emergency maintenance problem is something that if not taken care of IMMEDIATELY will cause significant damage. Emergencies usually involve water or fire. If it involves fire, call 911.

When is Rent Due?

Rent is always due on _______. Rent payments must be paid in full at all times to avoid a late fee. Past balances are considered rent due. For example, if you owe a balance in addition to rent, that amount is due on the 1st. To further break this down, if on June 15th you were billed $41.50 for a routine maintenance repair that you were responsible for, and on July 1st you only paid your regular rent payment, your rent payment would be considered $41.50 short.

Paying Rent on Time is a BIG DEAL. No excuses.

Rent is due on _______, and it is solely your responsibility to be sure your rent gets to us in time. You will need to plan ahead to be sure you pay your rent on time. We understand that sometimes you may need a little more time; therefore, we give an additional _____ grace period each month for instances when you cannot pay by the 1st.

If you do not pay your rent by the ____ of the month, this is what to expect:

  • On the ___, $___ will be added to your total due.
  • On the ___, you will be given Eviction Notice, at which time you have ____ days to pay your rent and late fees in full, or you will have to move.
  • On the ___, an additional $5 will begin accruing each day until your rent is paid in full.
  • By the ___, if we have still not received your rent payment and late fees, you will be evicted.

What’s Going to Happen if You Are Late with Rent

  • It gets expensive! Plan ahead to avoid costly late fees.
  • Eviction will be filed on you immediately.
  • When you are evicted, it goes on your permanent record, and it will be extremely difficult to find another home to rent.
  • When you are evicted, you are billed for our attorney's costs.
  • When you are evicted, you create a substantial monetary judgment against you, which if remains unpaid is sent to a collection agency and affects your credit and credibility.

Policies

Your lease outlines our policies in detail, so please be sure to become familiar with them to avoid a phone call or worse, termination of your tenancy. Below are the policies that we would especially like you to remember.

No Smoking

One of the reasons you were chosen as a tenant is because you do not smoke. We do not allow smoking in any rental or within 20 feet of our buildings. Smoke permeates and damages ceilings, carpets, walls, and floor coverings. You will be held liable for any smoke-related damage within the rental.

No Pets

Pets are not allowed without written approval from the landlord and are subject to additional fees/Pet Rent. If you intend to hide a pet within your unit, please reconsider to avoid causing your own eviction.

Window Coverings

Bed sheets or other similar objects may not be used as curtains or window coverings. Broken blinds must be replaced immediately. If we notice your blinds are broken, we will hire a contractor to install new ones at your expense.

Decks/Balconies

Decks/balconies must remain clear of debris, garbage, bicycles, toys, furniture, tarps, and other clutter. Do not use your balcony as storage or to dry clothes. Decks/balconies are meant for your enjoyment. A barbecue, lawn furniture, and small plants are the only acceptable items. Failure to abide by this policy will result in termination of your tenancy.

Guests

Please limit your guests to 1-3 per day.

Noise Levels

Out of respect for your neighbors, please keep all noise to a minimum. Your neighbors are entitled to the quiet enjoyment of their home at all times.

Parties

Loud parties are not allowed.

Occupancy

Occupancy is limited to ONLY the people we listed on the lease agreement. If you decide to get a roommate after you move in or you have a guest staying for more than 14 consecutive days, you must notify us, and they must fill out an application and go through our approval process. All occupants must meet our screening standards. Keep in mind there is an occupancy limit for the home you rent.

Notice to Vacate

When you decide to move, remember to first take a look at the terms in your rental agreement or lease for how to proceed. 

We hope this information has helped clarify any questions you may have had. Please contact us if you'd like to ask any questions or need some clarity on anything. We look forward to meeting you.

Post: How to handle a bad contractor

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

I'm sorry this happened! It sounds nuts to me that he got all that done with no input from you. He must have worked fast!
Is there anything left to be finished, or has he completed the bid he turned in?

If it's the latter, I'd call him immediately and ask him to stop working and meet him for a walk-through. Explain to him that you're surprised he took creative liberties and made decisions when you thought he would bring you options - and ask if there's anything he can change while staying on budget? At the walk-through, I'd point out what you believe has been done poorly and ask him to bring it up to your standards before you issue his next payment. 

Again, I'm sorry this happened! If you're a podcast person I learned a LOT on how to communicate with contractors, their mindset, etc... here:

https://www.biggerpockets.com/...

and 

https://www.biggerpockets.com/...

Post: Jobsite cleanliness - what are your expectations?

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

Hi there, I am rehabbing my first (personal) home - a 1940s BEAST! I've done one major renovation in the past on a rental I owned after a flood. I can swing a hammer and am doing some of the work myself and with qualified friends but have hired out for some bigger and more technical things. My question for ya'll is: what are your expectations around job site cleanliness when you're working with contractors or subs? What do you provide, what do you put in writing, etc... 

I'll start:

I provide: contractor's bags and 2 large job site trash cans. I provide brooms, dustpans, a shopvac - and change the bags. At the initial demo, I provide a roll-off dumpster if necessary. I expect: *almost* broom swept, lights off and garbage bagged up at the end of a work-day. Tools in a central location/not strewn about and no confusion on tools: mine vs. theirs (if I'm also working there.) Is that realistic or am I being precious bc it's my home? Couple photos attached for fun - yes that is cat food I found *in* a wall. The other is what the HVAC installers left behind - which was a bummer. More here!

Post: Refinancing to make up remodel costs

Christen G.Posted
  • Rental Property Investor
  • Seattle, WA
  • Posts 378
  • Votes 247

This is exactly what I'm doing/navigating right now just in Olympia. Are you trying to do a cash out refi - or do you know, yet? I hear the construction loans have a lot of hoops but are worth it if you're on it. Honestly, I'd LOVE to use one some day - sounds like a dream. That being said, I also hear that they're a, "less desirable offer" from a seller's perspective. This is all purely anecdotal. I'm paying for our rehab mostly in cash, Zillow and Redfin have our property going up at least 10% in a year. Depending on where (and what) you buy in Tacoma you can probably bet on that as well. When I am done-done with the rehab I figure I'll poke around and see who's got what to offer...right now, I'm washing drywall out of my hair. I have a few small multi-families in Tacoma - and love the city. I also have a pretty good crew of contractors right now - so feel free to message me if I can be of any help. Best of luck to you.