All Forum Posts by: Chris Webb

Hi @Bruce Lynn, I didn't know they had an excel property analyzer, thanks. I will check it out. What I see right off the bat is too many inputs and not enough graphs. My thought behind the post was to help agents in local areas be able to add value to their clients by focusing on one metric of investing in the area. For example, in Gary Indiana cash flow is king, whereas in California it would probably be appreciation. I know some places have both, but the focus will allow others to quickly ID performing properties. Just a thought, not really a market for it, lol. Thanks for the reply! 

I didn't know about some loan products requiring points, that is good to know.

Hi, I am pretty good at excel and want to see if any agents could use an excel workbook to analyze deals, if so let me know and we can develop it together. This is not a sales pitch, I am not trying to earn anything other than being exposed to different math metrics in investing. Thanks!

I am just following this conversation as I am looking for a beach home in the spring. @Lyndsay Zwirlein, I am curious if points will help with the cash flow.

Hi @Monte Riding, isn't that part of the fun, lol!

Hi @Ilena Napoles, I use Cash-on-Cash return as my primary tool and it looks too small for my tastes. There are a few assumptions you need to build into the review of the property and these can fluctuate. Many of the other people here have pointed them out. CapX,vacancy, repairs, and property management are the other things to consider when buying a property. Take a look at a few YouTube channels that will help you along the journey. "One rental at a Time", "Dion talk financial" and for more on CoC return watch my channel (should be in my Bio).

I use Cash-on-Cash return for investment return. It is like a bond-style evaluation. If it helps, I have several videos in my college town I can share with you. Good luck! 

There is an excellent video out there by @Dion McNeeley on why it doesn't really matter what happens in the pending recession. Take a look and let me know what you think on this YouTube Video.

Explain rental yield, do you mean cash on cash return? 

Hi @Byron Bailey, I have not changed strategies yet. Ii a a buy and hold investor and I am still looking for deals. Interest rate is just an input cost. I do see initial pricing of homes a bit higher than they were in terms of cash flowing properties, but I will just make different offers. If the seller needs that price, I might suggest that in order for me to give them the price, I will need a credit to buy down the rate. Or that they pay all closing costs. There is one YouTube channel out there that is suggesting that we might see 7 % rates soon for owner occ. What will that do to the market if it happens? We'll find out. Take care and good luck!

Chris