All Forum Posts by: David Dachtera

Here's how would approach it (given: I am NOT an experienced landlord) ...

Dear (tenant),

Thank you for your note. Thinking ahead is always helpful.

At the moment, you are current on your rent. If you think starting a family would change or challenge that situation, it may be wise to reconsider your plans. Offspring, adoptees, fosters, etc. bring many increased expenses, from food and clothing to medical needs, and more.

Economically, times are indeed challenging, and these challenges can probably be expected to increase until the Country's government is stabilized. Also, with  few exceptions, rent increases are really a given. Even home owners face tax increases, interest rate changes on their loans, and so on.

As much as I would like to be helpful, that's not a reality at this time. If you feel you will be unable to continue meeting the requirements of your lease agreement, it may be best to begin exploring other housing options. Talk to a loan officer. You may be eligible for low interest loans, first time buyer assistance and other benefits to help you make your plans become reality.

Best Regards,

I once owned a home where the "neighbor" behind was a cemetery. The lot was some 200 feet deep, the back yard was some 60 feet deep and there was a chain-link fence and a wooded buffer zone before the first rows of graves.

The down sides were:

That part of town was known as skunk alley. I hit one once. The freeway now known as I-290 runs along the south border and had an access ramp from US-20. On the ramp, I once had a skunk come out from under the pickup truck ahead of me. Hit my right-front wheel. The car stank for months.

There was a crematorium in the south-west corner of the cemetery. At times, a smoky-blue haze hung over the land which smelled like BBQ. Probably the only ones who would have been bothered were holocaust survivors and superstitious people.

My $0.02 ...

 Guests and owners need to understand that a thermostat is a switch, not a throttle.

 What did your attorney say?

 Sorry ... gotta ask a "dumb" question here (I've never looked much into MHPs) ...

Don't the home owners own the mobile homes while the park owner owns the lots and everything else?

What am I missing here?

Another case where common sense isn't so common.

My $0.02 ...

What did your corporate attorneys say when you ran it past them?

Possible? Certainly.

Probable? Huh-uh. The posts here are those folks whose credit history is exceptional. That said, I'm 6 years out of bankruptcy and on fixed income. My FICO-8 score is in the low-700's.

One of my credit mentors said it this way: "A credit score is a tool, not a trophy".

A big chunk of the housing shortage goes back to the Crash of '07 / '08 when, according to the economists of the day, 80% of builders and developers went bankrupt once the supply of new mortgage lending dried up.

A good solution - though not the only one, certainly - would be to get home building back on track. We're finally seeing some of the incomplete developments being back-filled, yet dilapidated suburbs and subdivisions are found in areas where economic development slowed and later stopped leaving job loss and abandoned homes in its wake. A comprehensive plan providing jobs and home financing in those area would certainly be a big help toward restabilizing those communities and making housing and worker opportunities available again.

My $0.02 ...

If it's the kid(s) using this bathroom, expecting them to honor the wastebasket request is likely not realistic. If stuffing TP down the commode is entertainment to them, they're not likely to change that voluntarily.

My $0.02 ...