All Forum Posts by: Gary Swank

Hi Sharon, I would never recommend a bank as they are typically very rigid on requirements. Brokers often offer more flexibility and choices. Care to talk further? Let me know..Gary

Hi Chris, Since you mentioned Pittsburgh, thought I would chime in. Pittsburgh is a strong market for cash flowing properties, as long as purchased correctly. Factors include your buy-in budget, property expenses, rental rates, area demographics etc. I've lived here my whole life and am in and out of properties, with investors, every single day. Care to talk more about what the Pittsburgh market could offer you, feel free to reach out further. Gary

Hi Noah. Yes I've heard from many clients that CA is a pricey market. Many have chosen Pittsburgh, PA for it's affordability. Anywhere you choose it's always a good idea to have "boots on the ground". Meaning someone who really knows the market you're interested in. I've lived in Pittsburgh my whole life and know this area. You would ideally want that type of person, plus a property manager, lender, contractor, inspector etc. Anyone who has a lot of experience in that market should already know the other players and offer recommendations. If all you have is money, cash is king. But of course, I don't know how much you have to invest with or if you would still need financing. If so, I would continue to build credit. You didn't mention if you're employed, but solid work history is important to lenders. Ideally you will want to talk with a Lender to see what you could qualify for. Feel free to reach out further and best of luck to you...GAry 

Hi Kevin, I've been a licensed agent for 24 years here in Pittsburgh and can discuss your options in further detail with you.  Thanks 

Yes, I agree with Elise. And further, the Pennsylvania Act 52 of 2024, also called the Wholesale Real Estate and Protection Act states that wholesalers are to register with the state, obtain a real estate license and follow disclosure policies. That took effect in January 2025. 

Hi Bob, Most definitely talk to a Lender regarding the restrictions of an FHA loan.

Hi Matt, You stated you were open to OOS investing as well. I'm in  Pittsburgh, PA, of which has turned into a lucrative market for locals and those remote to the area. If you would ever like to chat about Pittsburgh and what we could offer here, feel free to reach out. Thanks and best of luck to you....Gary

Hi Tiffany, I've helped many investors located here in Pittsburgh, and remote, invest here. And I provide other industry professionals to my clients. Feel free to reach out.  Would like to hear more about your plans and goals.

I can do both here in Pittsburgh.  Feel free to reach out. 

Your post is spot on.  Thanks for sharing with Voley. And me, too!