Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
×
Try Pro Features for Free
Start your 7 day free trial. Pick markets, find deals, analyze and manage properties.
All Forum Categories
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

All Forum Posts by: Harjeet Bhatti

Harjeet Bhatti has started 11 posts and replied 2293 times.

Post: Applying for a loan

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Victor Tirana You can start working with your own bank where you do the banking.  You will be able to get the loan. 

Post: Mortgage for a US resident, Canadian citizen

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Tye Lacey As long as your lender is familier  with the guidelines of visa status there is not any difference in interest rate or other guidelines in your loan scenario. 

Post: DFW Dallas FHA Lending - True or False?

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747
@ Ben Volkman No all 3 units income will be consider. • The Appraiser’s Estimate for vacancies and maintenance; or • 25% of the fair market rent

Post: Question on FHA and 203K loan

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@ David James 203k is product for renovation under FHA loan. There is thread in this form for more information on 203k loan.

Post: 203 K for starting out

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Michael Doyle You can use 203k loan for primary home.  

Post: Lenders in South Georgia near Columbus or muscogee

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Matthew Lukas Yes this is right but that's how Fannie and Freddie guidelines work. You have other options available to do loan under LLC.

Post: LOC OR CASH OUT REFI

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Timothy Newton You should go with cash out because you will have fix rate.  

Post: LOC OR CASH OUT REFI

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Timothy Newton If you are going to hold these properties go with cash out otherwise LOC would be good option for you.

Post: Lenders in South Georgia near Columbus or muscogee

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Matthew Lukas  If you are looking for conventional loan you can transfer the property to personal name at the closing.

Post: 203k with a Mixed Use Building

Harjeet Bhatti
Posted
  • Lender
  • Glenview IL- CDLP NMLS#230554
  • Posts 2,376
  • Votes 747

@Martin Esser You can use 203k for mix used properties.