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All Forum Posts by: Account Closed

Account Closed has started 28 posts and replied 83 times.

Post: remove & raise score

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

I had speeding tickets go in to collection. then I pay it right awy that same day.

Is there a way to get that off my credit report?

MY credit score 652

credit line 2,500 blance $900

credit card 1,000 blance $250

credit card $500 blance $50

how can I raise my score?

Post: dose it effect my credit

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

My friend/partner want to buy an reo together.

parter has 750 credit score.

I have 652 credit score.

If we we both go on the financing will it lower he's score?

Post: door knocking/ what to say

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

do any one have scripts for door knocking?

my mentor wants me to go door knocking to seller that are in NOD. I just have to set up an appointment .

I am going tomorrow morning.

thanks

Post: structuring the deal

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

I call up my buyer and there werent interested. so I dont have a deal on my hand there was just way to much negitive cash flow.

Post: structuring the deal

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

its a short sale(pre forclosure). I was hoping to get the lender to short sale it at around 372,500.

Post: structuring the deal

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

need help running the numbers! this is a short sale and there r renter in paying 2,000 a month.
seller say the loan officer give a adjustable mortgage rate, and cant make the payment.

Seller wants me to use her friend witch is a realtor because the realtor already has a relationship with the bank.
the realtor is not a listingagent nor a buyers agent he will just help me get the infor and help me submit the short sale package.

I was think of get an autherization form and dealing directly with the bank. but last time that happen it was apain in the neck so I was thinking this is good. so this is what he give me.

I plan on wholesaling this deal for 10,000.

single family residential:
2 story
6 bedroom
3 bath
sqft 3720

FMV 560,000

loan 80/20

1st Lien

Amount Due 09/01/2007 as of 08/30/2007 $4,163.00

After Sep 17, 2007 late Payment $4,352.23

Principal balance $434,173.86

2nd Lien
Payment Due Date: 12/18/07 New Balance $152,567.88

Minimum Payment Due: $7,008.70

Past Due Amount: $5,714.56

Post: paid off my loan!

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

thanks rei, I sure I learn from this!

Post: paid off my loan!

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

thanks rei, I sure I learn from this!

Post: paid off my loan!

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

I just check my credit report and they did remove it.

I should of just kept it there I think I am going to call my attorney and ask if theres a way that I can get it put back on.

Post: paid off my loan!

Account ClosedPosted
  • Real Estate Investor
  • Idaho
  • Posts 101
  • Votes 0

Ok,
I kept open 2 of my acounts. They been open for more then a little over 2 1/2 year.

I file a dispute to the experian asking them to take it off and that I payed it off and the result was they delete the acount. so what I should of done was kept it there.

The acount/loan with the high intrest rate that I payed off was open for only 8 month.

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