All Forum Posts by: Jimmy Rojas
Jimmy Rojas has started 55 posts and replied 101 times.
Post: Key word for finding detached town houses in Zillow or Redfin
- Posts 101
- Votes 22
If anyone is looking for detached town houses or condos with zillow, click on houses then in code search put in:
detached townhouse
detached townhome
free standing
patio home
zero lot line
Post: Key word for finding detached town houses in Zillow or Redfin
- Posts 101
- Votes 22
If anyone is looking for detached town homes or condos using zillow, search under houses then put these key words , its not exact but gets you closer.
detached townhome
free standing
patio home
zero lot line
Post: Key word for finding detached town houses in Zillow or Redfin
- Posts 101
- Votes 22
By definition yes, but i know there are ones that are detached
Post: Key word for finding detached town houses in Zillow or Redfin
- Posts 101
- Votes 22
Im trying to find townhouses that are detached (no sharing walls with neighbors), I searched in zillow with keywords
“detached townhome”
“standalone townhouse”
"single-family in HOA community"
“patio home”
Post: Best way to find homes that are in foreclosure or about to be repod
- Posts 101
- Votes 22
Im located in Phoneix,Az, what is the best method to find homes that are in foreclosure or about to be repossessed, how do you go about contacting the stressed owners .
Post: Hardest part finding a renter to live with you
- Posts 101
- Votes 22
I guess depending on the situation, the hardest part is finding a renter that is willing to live with you lol.
Post: What Does Real Cash Flow Look Like in 2025?
- Posts 101
- Votes 22
Are things that bad in Va, you are netting $4.5k a month from 6 rentals?, here in Phx,Az my bro gets $10k a month for just one 1acre comerical property.
He paid cash for the property.
Post: Think It’s Better To Wait for a Recession Before You Move? Think Again.
- Posts 101
- Votes 22
I live in Phx,Az oh i wished i had cash back in 2008 recession lol.
Post: Can banks give me a mortgage loan just for living area in large lot
- Posts 101
- Votes 22
My brother recently purchased a 1 acre lot with a 2500sqft house in it in Phx,Az, I was planning on asking my brother if he will take $150k just for the house, will a any bank lend me $100k , i can put down $50k cash.
Post: Can i file my 1099s on my own and show that as proof as income to banks for a home
- Posts 101
- Votes 22
Quote from @Ashish Acharya:
@Jimmy Rojas Yes, you can file your own 1099s using tax software or online services, but simply filing a 1099 doesn’t automatically prove income for a mortgage. Lenders typically look at your full tax return (Form 1040) with Schedule C (for self-employment income) or Schedule E (for rental income) to verify income.
To qualify for a home loan, banks generally require:
- At least two years of reported self-employment income.
- Tax returns, bank statements, and possibly profit & loss statements.
- A solid debt-to-income (DTI) ratio to ensure you can handle mortgage payments.
If you’re newly self-employed and don’t have two years of tax returns, you may need to look into bank statement loans, which some lenders offer based on income deposits instead of tax returns. Always check with a mortgage lender about their specific documentation requirements.
This post does not create a CPA-Client relationship. The information contained in this post is not to be relied upon. Readers should seek professional advice.
I been self employed since 2015 and have my 1099 forms 2023 and 2024, no debt at all.