All Forum Posts by: Kadia Lawrence
Kadia Lawrence has started 21 posts and replied 65 times.
Post: What to honor for changed rent ad?
- Posts 65
- Votes 16
Hello,
I am wondering how this would work. Are there rules, particularly in Pittsburgh, PA, around what you must honor for prospective applicants if you change your rental rates and concessions? If for example you reduce the rent and remove a concession (e.g., last month's rent free)), and someone starts an application at the old advertised higher rental rate + concession but then completes the application after the change (lower rate and no concession), is there a rule for which you must honor? If people are notified of the change before they complete their application and still opt to complete it, does that make a difference?
Post: Format and Due Diligence for MLS Offers?
- Posts 65
- Votes 16
Hello,
When putting in an offer for a FSBO (or perhaps even generally, including an offer to an owner's agent) off the MLS, what format and due diligence activites and period do you recommend putting into the offer?
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Tim Miller:
Quote from @Kadia Lawrence:
Hi all - pardon the dupe from the Screening section if you already saw this. Do you have recommendations for a free or low cost credit history report that I can request of tenants? Are services like creditkarma comprehensive enough? I don't care as much about credit score vs the details of their history, patterns and bankruptcies, etc.
If cost for the tenant is that important to you, find a service that allows you to pay for it.
We use Myrental.com (part of Core Logic) it's one of the better services for credit and criminal back ground. It cost $35 per applicant but you have the choice to pay for it yourself if you want.
Thanks for the suggestion.
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Colleen F.:
@Kadia Lawrence background check is an issue because it is in fine print for many services what states they don't cover for background checks, have the same issue with MA and NJ not being covered. If zillow is based off of transunion they probably also don't cover your state but if you are looking just for credit zillow they get to use multiple times over 30 days.
Yes, I was surporised once I signed up for the service that my state was not included. (it also only allows tenants to pay but I was on the fence about that so wasn't a deal breaker.) Thanks for the tip on zillow cedit
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Colleen F.:
@Kadia Lawrence do you not care about background either? Credit karma only gives credit, no background, no evictions. you are probably better off accepting something like a zillow app for credit if you do this.
Thanks Colleen. Yes, for sure! I am looking into resources for that inclusive of the Unified Judicial System of PA case searches, etc. But welcome your advice on using zillow or other means if they they are indeed that comprehensive. I have seen where some broad search services like TransUnion don't cover PA (my focus) and other states.
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Jason Allen:
Quote from @Kadia Lawrence:
Hi all - pardon the dupe from the Screening section if you already saw this. Do you have recommendations for a free or low cost credit history report that I can request of tenants? Are services like creditkarma comprehensive enough? I don't care as much about credit score vs the details of their history, patterns and bankruptcies, etc.
CreditKarma or freecreditscore.com work, or any of the 3 major credit reporting agencies will all give them free reports. Don't accept these directly from tenants, other than possibly as a prescreen, that you later verify with a real background check, which the tenant pays for.
Okay, thanks Jason
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Logan M.:
I have used Rent Spree, simple to use and affordable overall.
Thanks! Will check it out
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Caroline Gerardo:
Seen lots of cut and pasted creditkarma and freecreditscore that grant the guy with a 540 score an 850.
Eek!! Okay thanks!
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Quote from @Sean Mahoney:
Credit Karma is a great app for working with your own credit. However, in my experience it doesn't show evictions or anything like that. I would not use it for tenanting properties.
thanks!
Post: Free/ low cost Credit reports tenants can pull?
- Posts 65
- Votes 16
Hi all - pardon the dupe from the Screening section if you already saw this. Do you have recommendations for a free or low cost credit history report that I can request of tenants? Are services like creditkarma comprehensive enough? I don't care as much about credit score vs the details of their history, patterns and bankruptcies, etc.