All Forum Posts by: Kelly Schroeder

As rental markets shift, I’m hearing investors say tenant turnover is hurting margins.

Have any of you tried offering maintenance perks, flexible payment dates, or local discount programs?

We’ve seen landlords use small upgrades funded through refinancing to retain tenants longer — I’d love to hear what’s working for you.

I’ve noticed many investors running into delays this quarter — contractors booked solid, materials harder to find, and lenders tightening up.

Curious — how are you all managing contractor schedules this late in the year?

Managing tenants and managing contractors aren’t that far apart. Many flippers I know use lessons from property management—like scheduling, budgeting, and vendor management—to keep rehab projects efficient. Do you see overlap between flips and management?

One of the biggest killers of momentum is waiting on bank approvals. Short-term bridge loans can help fill the gap so deals don’t fall through. Curious if other investors here have used bridge loans as part of their scaling strategy—what worked and what didn’t?

For those managing rental portfolios, DSCR loans are becoming popular since they're based on property income instead of personal income. Has anyone here refinanced existing rentals using DSCR to unlock equity and grow faster?

Many investors are exploring ground-up builds as flips, especially where distressed inventory is scarce. The challenge is financing—construction loans have shorter terms and draw schedules. Curious—has anyone here scaled their fix & flip strategy into new builds?

I work with multiple lenders offering competitive refinance options. Many investors use this to pull cash out and scale into new properties without draining reserves. If you’re hitting a wall with traditional refi timelines, feel free to connect—I’d be glad to share options.

📞 (608)716-2615
📧 [email protected]

Ever had the perfect property lined up, but your capital was tied up in another project? That’s where bridge financing can help.

Bridge loans are designed to fill the gap between transactions — keeping your momentum going instead of waiting weeks or months for funds to free up.

I often see investors in WI, IL, and IA use them when:

- They’ve got equity tied up in a property that hasn’t sold yet
- They need fast access to close on a deal
- Timing matters more than long-term rates

If you’re an investor who doesn’t want to miss out on opportunities because of delayed funds, let’s connect. Happy to share how these loans work and see if they fit your strategy.

📞 (608)716-2615
📧 [email protected]

I've been talking with investors who started with flips but now want to hold rentals without hitting the wall of conventional financing. DSCR loans keep coming up as a tool for that.

For those who’ve made the shift:

- Did DSCR help you scale faster into buy-and-hold?
- Were the cash flow metrics tough to meet compared to traditional approvals?
- Any lessons from moving from short-term profit (flips) to long-term holds with DSCR?

I’d love to hear how you’re balancing flips and rentals while keeping momentum.

Many landlords I know are using refinances as a way to unlock equity from properties without selling them.

That cash-out refinance then funds:

- Acquiring another rental
- Renovations to boost rents
- Paying down higher-interest debt

For those of you with established portfolios:

- Have refinances helped you scale, or do you prefer to keep equity in place?
- Do you find appraisals on rentals supporting the values you expect?
- How do you decide when it’s time to refi vs. hold?

Would love to hear how others are using refinancing as part of their growth strategy.