All Forum Posts by: Kelly Schroeder

I usually hear about new construction loans in the context of rentals or development projects, but I’ve been wondering: has anyone here used them specifically for fix & flip strategies?

Would love to hear if building from the ground up has been more profitable than rehabbing existing inventory. How do the timelines and risks compare?

Curious to hear others’ experiences with new construction in a fix & flip market.

Ever found the perfect property but your funds are tied up in another deal? That’s where bridge loans can make all the difference.

We offer short-term funding designed to keep your projects moving forward — helping you secure your next property without waiting for other closings to finalize.

If you’re exploring this option and want to see how it could fit into your strategy, feel free to reach out directly.

📞 608-716-2615
📧 [email protected]
🌐 www.havenbridgecapitol.com

Bridge financing seems to be showing up more in conversations lately, especially for investors juggling multiple projects or waiting on long-term financing to finalize.

For the lenders in this community:
- Are you seeing more demand for bridge loans compared to a few years ago?
- What criteria are you prioritizing most when approving them today (borrower track record, collateral, exit strategy)?
- Have terms shifted given the interest rate environment?

It’d be valuable to hear from both lenders and borrowers about how bridge loans are fitting into deals in today’s market.

A lot of property managers say new construction rentals can be easier to manage — fewer maintenance calls, fewer surprises, and sometimes stronger tenant appeal. But they also come with higher upfront costs and newer systems that might require specialized contractors.

For those managing both new construction and older stock:
- Do you see a noticeable difference in tenant satisfaction or turnover?
- Are maintenance savings as big as some investors hope for?
- Or do you find the challenges just shift (e.g., warranty claims, HOA coordination, etc.)?

Would love to hear the community’s take on whether new builds are really less work for landlords and managers in the long run.

I've been hearing more investors talk about DSCR (Debt Service Coverage Ratio) loans as a way to scale rentals. Since these loans focus on property income rather than personal income, they seem to give flexibility for investors who want to grow portfolios beyond what traditional lending allows.

Curious if anyone here has used them:
- How did underwriting compare to conventional loans?

- Did the structure make scaling multiple rentals easier?
- Any pitfalls or surprises to watch out for?

Would be great to hear real-world stories of DSCR loans being used as part of a growth strategy.

Many landlords I talk to are weighing whether to hold steady or tap into their equity. A cash-out refinance can free up capital without selling, but it also means taking on a new rate and loan terms.

For those who’ve refinanced rental properties recently:

- Did the freed-up cash accelerate your portfolio growth?
- Were you able to offset the higher monthly payments with additional acquisitions?
- Or did you find it was better to leave equity in place and keep stability?

Would love to hear how landlords are thinking about refinancing as part of their long-term strategy.

For those actively flipping, I’m curious how you decide which projects to take on right now. With material costs, labor availability, and ARVs shifting in different markets, the math on flips can feel a little tighter than it used to.

Do you stick to a specific formula (like 70% rule) or adjust depending on the neighborhood and exit strategy?
Also, how are you factoring in holding costs and potential delays?

Would love to hear how others are stress-testing deals before diving into a new flip in 2025.

For investors who’ve run into timing gaps between buying, rehabbing, or refinancing, bridge loans can sometimes help secure a deal instead of losing it to delays. They’re short-term financing tools designed to keep momentum going while longer-term funding finalizes.

If you’re exploring creative ways to structure deals or want to keep your pipeline moving, a bridge loan may be one option worth considering.

👉 If this resonates with your investing style, feel free to reach out — always open to connecting with investors looking for short-term solutions.

📞 608-716-2615
📧 [email protected]

( Terms and conditions may apply )

I've been digging into different ways investors are financing growth, and DSCR loans keep coming up as a strong option. Instead of relying on personal income or W-2s, lenders focus on the property's ability to generate rental income.

For those of you scaling into multiple rentals, have you used DSCR loans as part of your strategy? Did it make acquiring properties smoother compared to traditional financing?

Curious to hear what others have experienced — pros, cons, or tips for making them work effectively.

Found the perfect property but waiting on other deals to close? A bridge loan can help you secure your next investment without missing opportunities.

✅ Short-term funding to keep your projects moving
✅ Flexible solutions tailored for investors
✅ Designed to help you act quickly in competitive markets

📞 608-716-2615
📧 [email protected]
🌐 www.havenbridgecapitol.com

(Terms and Conditions may apply)